Snapshot of your features and benefits

The PayPal Rewards Card will no longer be available from 16 October 2022. Existing PayPal Rewards Card customers will be switched to a new Citi-branded Classic Plus Card. The majority of the original card features and benefits will remain the same.

FEATURES & BENEFITS
EXISTING PAYPAL REWARDS CARD
NEW CLASSIC PLUS CARD
Rewards Program
PayPal Rewards Program
Citi Rewards Program
Primary & Additional Cardholder Annual Fee
$0
$0
Points Earn
1 PayPal Point per $1 on all eligible domestic and international purchases per Statement Period, uncapped
1 Citi reward Point per $1 on all eligible domestic and international purchases per Statement Period, uncapped
Pay with Rewards (PayPal checkout)
Yes
No
Pay with Points (redeem Points for statement credits on eligible purchases)
Yes
Yes
Concierge Services
Yes
Yes
Customer Service
Chat only
Call and chat options available
Online Banking
PayPal Rewards Card Online
Citi Online
Mobile Banking
Yes – via PayPal Wallet
Citi Mobile® App
PayPal Wallet
Yes
Yes
Mobile Wallet (i.e., Apple Pay, Samsung Pay)
No
No
Up to 55 days interest free (unless you have a balance transfer)
Yes
Yes
Up to 4 additional cards
Yes
Yes
Retail purchase rate
20.99% p.a.
20.99% p.a.
Cash advance rate
21.74% p.a.
21.74% p.a.